Why Workers' Comp Class Codes Matter More Than You Think
Misclassified employees lead to surprise audit bills. Here's how to get it right the first time.
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Why class codes drive your premium
Workers' comp premiums are calculated from class codes that reflect each role's injury risk. Put an office worker in a roofer's code and you overpay; misclassify a high-risk role as low-risk and you're staring down a surprise audit bill.
Codes vary by state and job function, and a single miscoded employee can swing a premium by thousands of dollars a year.
Get it right before the audit
Insurers audit payroll and classifications after the policy year. Getting the codes right up front — and updating them as roles change — keeps your quoted premium and your final premium in sync.
We review your roster against the correct codes so there are no unpleasant surprises when the auditor calls.
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