How much coverage do I need?
A quick framework for sizing your coverage — then a real advisor to fine-tune it.
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Start with the basics
Add up what you'd want covered: outstanding debts, your mortgage, future income, and big goals like college.
Subtract savings and existing coverage. The gap is roughly what you need.
Let the numbers do the work
Our guesstimator does this math for you in about two minutes — try it below.
Then an advisor shops the market to turn that guesstimate into a real, binding quote.
Ready to see your number?
Get a free, no-obligation quote in under two minutes.